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New York State Emergency Rental Assistance Program

The Emergency Rental Assistance Program assists households behind on their rent that have experienced financial hardship due to COVID-19 and are at risk of homelessness or housing instability. In addition, the program can provide temporary rental assistance and assistance with unpaid utility bills.

Niagara County anticipates approximately $10 million will be available to qualifying residents. Applications can be submitted online

Residents of New York State are eligible for ERAP rental assistance if:
  • Household gross income is at or below 120 percent of the Area Median Income (AMI). A household may qualify based on current income or calendar year 2020 income that is at or below 120 percent AMI. Applications from households with income up to 100 percent AMI will be prioritized for processing through October 29, 2021. After that, all applications for households with income up to 120 percent AMI will be processed on a first-come, first-served basis.

Income Limits for Niagara County Low-Income Families, Earning at 120% of the Area Median Income, By Number of Persons
Effective April 1, 2021

Persons in the Family Income Limits for Low-Income Families,
Earning at 80% of the Area Median Income
1 $66,360
2 $75,840
3 $85,320
4 $94,680
5 $102,360
6 $109,920
7 $117,480
8 $125,040
9 $132,550
10 $140,150
11 $147,700
12 $155,300


  • On or after March 13, 2020, a member of the household received unemployment benefits or experienced a reduction in income, incurred significant costs or experienced other financial hardship, directly or indirectly, due to the COVID-19 pandemic.


  • The applicant is obligated to pay rent at their primary residence and has rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020.

Households eligible for rental arrears may also be eligible for help paying utility arrears at the same rental unit.

Households approved for ERAP rental assistance may receive:

  • Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.
  • Up to 3 months of additional rental assistance if the household spends 30 percent or more of their gross monthly income to pay for rent.
  • Up to 12 months of electric or gas utility arrears that have accrued on or after March 13, 2020.

Payments will be made directly to the landlord/property owner and utility company on behalf of the tenant. Landlords with qualifying tenants are encouraged to discuss this program with them and help them apply.

For more information visit or call 844-NY1Rent (844-691-7368)